Workers to Social security beneficiaries is at an all-time low, and the ratio is projected to decline further

Since almost 90 years, Social Security has been a cornerstone of economic security, 

But it is on shaky ground. It is expected that Social Security's combined trust funds 

Will run out by 2035 - just 13 years from now. There is a major reason why the current 

Social Security program is unsustainable: the number of workers contributing to 

The program is growing slower than the number of recipients receiving monthly benefits.

The ratio of workers to beneficiaries has decreased from 5.1 in 1960 to 2.8 today.

Social Security faces financial difficulties due to the declining ratio of workers to beneficiaries. 

The Social Security program had revenues of $12 billion and outlays just shy of $12 billion in 1960. 

As a result of the smaller ratio, outlays ($1,145 billion) exceeded revenues ($1,088 billion) by 2021. 

As things stand, the gap between outlays and income will continue to widen. 

In 2034, the last year before funds are expected to run out, the Social Security Trustees expect costs to 

exceed income by $437 billion. If the trust funds run out, benefits will be limited by 

the income assigned to the program, and if no changes are made to

the law, benefits will be reduced by 20 percent.

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